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Prime Minister's Mudra Scheme for Self Employment | KHOJinINDIA

Prime Minister's Mudra Scheme
for Self Employment
by the Central Government

  • An Indian Invention of Digital India
  • Pradhan Mantri Mudra Yojana 2019:

    Dear country men, some people in our country do not know this. What are the Mudra schemes. This is one such plan. Under which any citizen of the country can  do his own business or further his business. The scheme was established by Prime Minister Modi on 08 April 2015.

    The main objective of this scheme is to provide employment to educated youth of the country. Under this scheme, the government is giving them easy loan. The prime objective of the Prime Minister of the country, Shri Narendra Modi, to start this scheme is to provide loans at low interest rate to the needy citizens of the country. So that every citizen of the country can do his own business and generate employment for himself.

    Pradhan Mantri Mudra Yojana (PMMY)

    Under Pradhan Mantri Mudra Yojana , every citizen can get a loan of up to 10 lakh rupees from the bank and can carry on his business. The government's goal of introducing this scheme is to remove unemployment in the country. So that poverty is removed in the country. Small traders such as vegetable sellers, fruit sellers, and small shop citizens can also apply for a loan under this scheme . Unemployed citizens of the country can open small cottage industries for themselves with this loan. And improve their economic condition.

    Benefits of Pradhan Mantri Mudra Yojana

    Benefits of the Pradhan Mantri Mudra Yojana - By getting loan from the government, you can run your business smoothly. The full name of the Mudra scheme is "MUDRA - Micro Units Development and Refinance Agency Limited" . This scheme is being operated by Prime Minister Narendra Modi throughout India. Pradhan Mantri Mudra Yojana Yojana aims to provide financial assistance to small business citizens in the country.

    Citizens from the country will get many benefits from this scheme. Which are described below.

    • Under the MUDRA Scheme, any person in the country can easily get a loan.
    • The biggest benefit of this scheme is that a person will not need a guarantee while taking a loan.
    • Under the Mudra Yojana, citizens can easily get loans up to Rs 10 lakh.
    • This scheme will also benefit the citizens doing small business in the country. He can take his business forward.
    • The government can extend the loan period under this scheme up to 05 years.  
    • This time new technology will be used in the banks offering loans under Pradhan Mantri Mudra Yojana. Which will make it easier for citizens to take loans.
    • The interest rate of the loan from the Mudra scheme will be lower than the interest rate from other banks.

    Types of Pradhan Mantri Mudra Yojana

    Types of Pradhan Mantri Mudra Yojana - Three types of loans are obtained under the Pradhan Mantri Mudra Yojana . The type of loan and the amount of money from this scheme are given below.

    1〉 Child loan ⇒  Under this loan any citizen who has small business. Or he wants to expand his business. For this, that person can get a loan of up to 50 thousand rupees. The rate of interest for this has been kept from 10 to 12%.

    2〉 Teenage Loan ⇒  Under Kishore Loan, loans of more than 50 thousand rupees and up to Rs. 05 lakhs can be provided to citizens. The rate of interest in this loan varies from 14 to 17%.

    3 Young Young loan ⇒  Under this loan, any citizen of the country can get a loan. Who want to expand their business further. Loans ranging from 05 lakh to 10 lakh can be obtained under this loan. The interest rate under this loan is  kept at 16%.

    Documents required for Pradhan Mantri Mudra Yojana

    Required Documents For Pradhan Mantri Mudra Yojana - If any citizen wants to apply for Pradhan Mantri Mudra Yojana . So the person may need the following documents. Which are explained below.  

    • Photo copy of Voter ID card
    • Photo copy of Aadhaar Card (Photo Copy of Aadhaar Card)
    • Photo Copy of Ration Card
    • Electricity bill, telephone bill or water bill
    • PAN Card or Driver's License
    • Bank Passbook Details
    • Caste Certificate
    • Business Certificate
    • Passport Size Photo
    • Passport or Property Tax Slip

    Application for Pradhan Mantri Mudra Yojana

    Apply Online For Pradhan Mantri Mudra Yojana - To apply for Pradhan Mantri Mudra Yojana , first of all you have to go to your nearest bank. You can get complete information about this scheme by going to the bank. You can get the application form for this scheme from the bank. You can also download this application form through online. Download the application form (Application Form Download) Click on this link to.

    1. After filling the application form, provide the required documents and information about the business started.
    2. After this, the bank will complete its formalities by checking the documents given by you.
    3. Only after the completion of all the formalities by the bank, your loan will be approved by the Mudra Bank Scheme.
    4. This process may take some time to complete.

    Helpline number for Pradhan Mantri Mudra Yojana

    Helpline Number For PMMY Scheme - If you want to get any information about Pradhan Mantri Mudra Yojana. So you can get it by the numbers given below and email ID.

    • Email ID (E-mail Id) - help@mudra.org.in 
    • Toll Free Number - 18001801111, 1800110001

    Mudra Card for Pradhan Mantri Mudra Yojana


    Mudra Card For Pradhan Mantri Mudra Yojana - Friends, we will now give you information about Mudra Card . Any citizen of the country who gets loan from Mudra Yojana. A currency card is also given to that person. This currency debit card (Currency Card Debit Card) would like. Only 10% of the person can withdraw currency from this card. Business people can use this Mudra card only to fulfill their needs. Business people can use this currency card to buy their everyday things.

    Through this card, he can go to any other place and buy goods. They will not have much problem in this. Currency cards are very easy to use. You can use this currency card in any ATM machine. When this currency card will be given to you by the bank. So with this you will also get a PIN code. You have to keep that PIN code a secret. In this way, you can use this currency card anywhere.

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